Construction has begun on the exterior portion of our Prud'homme branch.  We will be open during renovations.  We ask members to access the building through the back parking lot and continue to use the north side door as the entrance to the building.  The night deposit will also be available and is located at the front of our building.
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Investment Options

Grow your money with investment accounts from Bruno, including term deposits, TFSAs, RRSPs, RESPs , and FHSAs.


We have the perfect investment solutions to set you up for success.


Term Deposits


Enjoy a guaranteed interest rate when saving within a predefined timeline.


Key features
  • Provides a guaranteed interest rate in terms of 30 days to 5 years

  • Term deposits can compound, or interest can be paid to a chequing or savings account

  • Redeemable with penalty and non-redeemable available

Tax-Free Savings Account (TFSA)


A tax-sheltered account to grow your savings and meet short- and long-term investment goals. 

Key features
  • Available to Canadians 18 or older

  • Contribute up to $7,000 for 2024

  • Capital gains and other investment income will not be taxed

  • Withdrawals are allowed and will be tax-free

  • Unused TFSA contribution room can be carried forward to future years indefinitely

First Home Savings Account (FHSA)


A savings account to help Canadians 18 or older save for their first home, tax-free.

Key features
  • For first-time buyers who did not live in a home they owned, or that was owned by their spouse or common-law partner at any time in the last four years
  • Contributions are tax-deductible but limited to $8,000 per year, up to a lifetime limit of $40,000

  • When a qualifying withdrawal is made to purchase a home, no tax is withheld on the withdrawal and the amount withdrawn is not considered taxable income

  • Withdrawals for another purpose will be subject to withholding tax and must be included in income

Registered Retirement Savings Plan (RRSP)


A tax-deferred government-approved plan to save for retirement.

Key features
  • Monthly or biweekly preauthorized contributions available

  • Personal contribution limits based on earned income

  • Investments can be made in a variable account or fixed term deposits of 1 to 5 years

  • Funds must be moved into a Registered Retirement Income Fund (RRIF) the year you turn 71

Registered Retirement Income Fund (RRIF)


A registered account for drawing income from your RRSP.

Key features
  • Funds can be held in a variable account or fixed term deposits of 1 to 5 years

  • Statement is provided anually

Registered Education Savings Plan (RESP)


The RESP is a registered account for saving for post-secondary education.

Key features
  • Income earned within the plan is not taxed until withdrawn

  • Single or family plans available

  • Most secondary institutions and programs, including correspondence courses, qualify for payments

  • Additional funding is provided by the Canadian Education Savings Grant

  • The credit union acts as an agent for Concentra.

Registered Disability Savings Plan (RDSP)


A savings plan to help individuals with disabilities and their families save for long-term needs.

Key features
  • Government incentives like the Canada Disability Savings Grant (CDSG) and the Canada Disability Savings Bond (CDSB) are available
  • Tax-sheltered interest earnings while in the plan
  • The credit union acts as an agent for Concentra.

Loan Calculators

See your interest costs and how long your loan will take to repay.

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Lending Rates

Check out the competitive mortgage rates we have to offer.

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Learn more about your banking options with Bruno

Find mobile banking, small business online banking, and more. 

Spend and earn with the perfect credit card for you

Discover our credit card options for personal and business use.  

Learn more about Bruno Savings & Credit Union

Find our annual reports, our mission and values, and our board of directors.